Frequently Asked Questions
Our job is to help you answer your questions. Here are a few of the top questions we receive.
Don’t see your question here, contact us directly and we will help you find the answer.
FAQ
How much do I need to save to buy a house?
Usually between 3-20% of the purchase price for a down payment and 2-3% for closing costs. There are some programs that can help you with these costs.
Do I need to save 20% for a down payment?
No, you can buy a home with as little as 3-3.5% down and some programs for 0% down.
What is the first step to buying a home?
First, you want to connect with a great realtor, they can get you started. We usually recommend getting pre-approved by a lender first to see what price range you should be looking for a home.
What is the first step in selling my home?
First, you want to connect with a great realtor, they can get you started. We usually recommend setting up an in person meeting to discuss your homes value, your timeline for selling, going over what to expect in the selling process and any legal documents you will need to fill out before selling.
I have an FHA home, can I buy any home?
No, not all homes are approved to be purchased with an FHA loan, it depends on the home condition, including structure, cosmetics and more.
I don't have great credit, what should I do?
There are a few options, you can work to improve your credit with a lender or a credit improvement specialist, get a co-signer or look for creative financing options.
**Discuss with a professional before moving forward, each situation is different. This is not legal advise and in some cases these answers will vary